The Incredible Tricks on How to Find Your Lost Wallet

Having lost your wallet can be unpleasant and embarrassing, and it can threaten your financial well-being and reputation if it comes into the wrong hands. When you cannot recover your missing wallet fast take steps to protect your credit and identity as soon as possible. It might save you a great deal of frustration down the line. Read this article to discover how to find your lost wallet and get guidance on regaining control over your lost possession.

How to Find Your Lost Wallet by Yourself

1. Look around you to see what you can find. If you dropped your purse near your house or place of employment, it would likely turn up there.
2. Inquire with your family and friends for assistance. Send out a depiction of your purse on social media, or distribute flyers across your neighborhood. There is a possibility that someone has found your item and will bring it to you if they recognize how to find you.
3. Relax and take a few long breaths to get yourself back to normal. Doing this will assist you in concentrating and thinking more clearly.
4. Compile a list of all the places you’ve seen your wallet recently. It might assist you in jogging your memory and provide you with some pointers as to where to begin your search.
5. Check all of your pockets, your purse, and any other places you might have hidden it. Wallets might fall out of our pockets without us even realizing it.

How to Find Your Lost Wallet with the Help of Banks

Notify your financial institution about the missing card. Contact your bank and inform them of your lost or stolen card. You should report any false charges immediately. Keep a record of every encounter if there seems to be a disagreement over the date and time.

Here are some examples of these figures for some of the larger financial institutions:

• Bank of America: 1-800-432-1000
• Chase: 1-800-935-9935
• Citibank: 1-800-950-5114
• Wells Fargo: 1-800-869-3557
• TD Bank: 1-888-751-9000
• US Bank: 1-800-285-8585 
• PNC Bank: 1-888-762-2265

Revoke any credit or debit cards that you may have. When you have any extra copies, tear them apart and throw them away. 

• Mastercard: 1-800-627-8372 
• Visa: 1-800-VISA-911 
• American Express: 1-800-528-4800 
• Discover: 1-800-347-2683

Call each of the three credit bureaus and ask them to set a fraud alert on your credit account. You’ll thus keep your credit score from deteriorating significantly. The numbers are as follows:

• Equifax: 1-800-685-1111
• TransUnion: 1-800-888-4213 
• Experian: 1-888-397-3742

Consider Identity Theft Protection

Thieves can steal your identity by using the other cards in your purse, such as your Social Security card if you happen to carry one with you. 

Recommendation: Keep your Social Security card at home and in a secure location.

Additionally, you may consider enrolling in an identity theft protection service, such as LifeLock’s Standard membership, and setting up fraud alerts. Lost Wallet Protection is part of LifeLock membership. LifeLock will assist you in canceling or replacing credit cards, your Social Security card, driver’s license, insurance cards, and any other goods you may have had in your wallet. Just call 1-800-416-0599.

For $8.99 a month, or $109.89 a year, LifeLock Standard provides basic protection (plus applicable sales tax).

Make a Formal Police Report

You may believe that submitting a report is pointless since the police will almost certainly never discover your lost or stolen wallet.

However, registering a police report is an important step in preserving your identity.

When you believe you’ve been a victim of identity theft—for example, if you believe someone has used your name to open a fictitious credit card account—you can submit a petition with the Federal Trade Commission and complete an Identity Theft Affidavit to document your claim. To report details to creditors and lenders concerning your case of identity theft, you must complete only one document, which is this affidavit.

However, to be eligible for this form and submit a complaint with the FTC, you should record a police message with your local law enforcement agency as proof. Hence, submitting a police report to your local law enforcement agency is vital. You may also have to submit a police report to obtain a new driver’s license or Social Security card.

Can You Track a Lost Wallet? The Use of Tracking Apps

The loss of a wallet can be quite frustrating, especially if you keep valuable items in it, such as your identification, health insurance, driver’s license, credit or debit card, gift cards, or loyalty card. Become a member of DoNotPay to locate your misplaced wallet as quickly as possible.

When you use a wallet finder, it links to an app on your phone through Bluetooth. The connection is usually bidirectional, allowing you to follow both your phone and your wallet simultaneously.

Chipolo CARD wallet finder also includes a few other useful functions.

Range alerts will help you avoid forgetting your wallet behind in the first place, and you can also share your wallet tracker with family and friends if your wallet does go misplaced. It will allow them to assist you if you misplace your wallet.

Keep Contact Information in Your Wallet

1. Keep your contact information in your wallet as a reminder.
2. Make a note of your contact information and keep it with you. This information includes your name, phone number, address, and email address, among other things.
3. If you ever become separated from your family or become injured, emergency personnel will want this information to locate your loved ones.
4. If you misplace your wallet, keeping this information on hand can aid in getting it back to you as fast as possible.
5. Create a backup of this information and keep it somewhere safe, such as your home or work desk.
6. When going on a trip, make sure to pack a duplicate of your contact information. When you lose your wallet while on holiday, you’ll still have all of the crucial information on hand to replace it.

Help! What Should I Do If I Have Misplaced My Wallet?

You’ve probably done everything you can think of, and even if your credit cards are already used or your bank account robbed, you won’t incur much loss, if anything at all. Federal law restricts a credit card holder’s liability if his card is stolen to $50 as long as he reports the theft within 60 days. 

Certain large credit card companies provide zero-liability credit card programs. Even banks and debit cards will normally restrict your losses if you make an unlawful charge – and if you notify your bank before any charges are made, you will not be held liable if the thief manages to make transactions on your account.